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With age the premium rates of the policy also increases. It is better to buy the policy at an earlier stage of and lock a lower rate. Getting through the medical exam is also less fussy. Spouses should never be overlooked. Lapsing of policies.

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If you or your beneficiaries do not make any claims during the term of such a policy, the policy will typically expire worthless. Generally, term insurance is cheaper to buy during the earlier years of , when the risk of death is relatively low.

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Posted: 28.06.2017, 19:00